Look at the travel insurance notice. Using NO MORE THAN THREE WORDS FROM THE PASSAGE answer each of these questions.

1. What item is covered in addition to health and medical expenses? Answer
Answer

3. What is special about the coverage for the United States? Answer

The Youth Adventure Package is an affordable ‘just in case’ backup plan, so you aren’t hit with unexpected medical costs while on the adventure of a lifetime. You’ll be a long way from home. If you have an unexpected illness or, accidental injury, we’ll be there to help and ensure you get the care you need.

Our emergency travel assistance services are available from anywhere in the world at any time of the day or night.

A.    Even for young healthy travelers, sickness or accidental injury can happen at any time. Charges for hospital stays can be thousands of dollars per day not including doctor’s fees and diagnostic services. This easily adds up to a devastating financial loss. You are on the adventure of a lifetime and don’t want to be burdened with a medical bill or to pay for lost luggage.

B.     Travel insurance is intended to cover sudden, unexpected and unforeseeable circumstances. Your plan is comprised of 4 different coverages. For more information, please read the Benefits under each.

C.    The Youth Adventure Package does not cover everything. This insurance has some exclusions. You should read and understand them before you travel. Prior-existing medical conditions may be excluded. Any medical condition you are aware of prior to the effective date of coverage, whether diagnosed or not, may not be covered. Sickness or accidental injury that occurs as a result of the use of illegal drugs is not covered.

D.    We are dedicated to protecting your privacy. Your medical history will be collected when required and will only be used or disclosed for the purpose of adjudicating the claim.

E.    Yes, you can. Just call your agent no sooner than 7 days prior to the expiry of your policy. You can purchase an extension if you are in good health and have not filed any claims on the policy.

F.    You are covered for any country outside of the USA. However, only 5 days transit is allowed through the USA.

Look at the travel insurance notice. Using NO MORE THAN THREE WORDS FROM THE PASSAGE answer each of these questions.

1. What item is covered in addition to health and medical expenses? Answer
Answer

3. What is special about the coverage for the United States? Answer

The Youth Adventure Package is an affordable ‘just in case’ backup plan, so you aren’t hit with unexpected medical costs while on the adventure of a lifetime. You’ll be a long way from home. If you have an unexpected illness or, accidental injury, we’ll be there to help and ensure you get the care you need.

Our emergency travel assistance services are available from anywhere in the world at any time of the day or night.

A.    Even for young healthy travelers, sickness or accidental injury can happen at any time. Charges for hospital stays can be thousands of dollars per day not including doctor’s fees and diagnostic services. This easily adds up to a devastating financial loss. You are on the adventure of a lifetime and don’t want to be burdened with a medical bill or to pay for lost luggage.

B.     Travel insurance is intended to cover sudden, unexpected and unforeseeable circumstances. Your plan is comprised of 4 different coverages. For more information, please read the Benefits under each.

C.    The Youth Adventure Package does not cover everything. This insurance has some exclusions. You should read and understand them before you travel. Prior-existing medical conditions may be excluded. Any medical condition you are aware of prior to the effective date of coverage, whether diagnosed or not, may not be covered. Sickness or accidental injury that occurs as a result of the use of illegal drugs is not covered.

D.    We are dedicated to protecting your privacy. Your medical history will be collected when required and will only be used or disclosed for the purpose of adjudicating the claim.

E.    Yes, you can. Just call your agent no sooner than 7 days prior to the expiry of your policy. You can purchase an extension if you are in good health and have not filed any claims on the policy.

F.    You are covered for any country outside of the USA. However, only 5 days transit is allowed through the USA.

Listen to the conversation again and answer each of the following questions using no more than THREE words or a number.

1. How many characteristics of independent learners does Mike find on the website?

2. What do independent learners take responsibility for?

3. What do they use to help them achieve their learning goals?

4. What are they not afraid of doing?

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 43 to 50.

Another critical factor that plays a part in susceptibility to colds is age. A study done by the University of Michigan School of Public Health revealed particulars that seem to hold true for the general population. Infants are the most cold-ridden group, averaging more than six colds in their first year. Boys have more colds than girls up to age three. After the age of three, girls are more susceptible than boy's , and teenege girls average three colds a year to boy’s two.

The general incidence of continues to decline into maturity. Elderly people who are in good health have as few as one or two colds annually. One exception is founds among people in the twenties, especially women, who show a rise in cold infections, because people in this age group are most likely to have young children. Adults who delay having children until thirties forties experience the same sudden increase in cold infections.

The study also found that economics play an important role. As income increases, the frequency at which are reported in the family decreases. Families with the lowest income suffer about a third more colds than families at the lower end. Lower income generally forces people to live in more cramped quarters than those typically occupied by wealthier by wealthier people, and crowding increases the opportunities for the cold virus to travel from person to person. Low income may also adversely influence diet. The degree to which poor nutrition affects susceptibility to colds is not yet clearly established, but an inadequate diet is suspected of lowering resistance

What does the author claim about the study discussed in the passage?

A. It contains many inconsistencies

B. It specializes in children

C. It contradicts the results of earlier studies in the field

D. Its results apparently are relevant for the population as a whole

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 39 to 43.

Accidents do not occur at random. People eighty-five years of age and older are twenty-two times likely to die accidentally than are children five to nine years old. The risk for native Americans is four times that for Asian-Americans and twice that for white Americans or African-Americans. Males suffer accidents at more than twice the rate of females, in part because they are more prone to risky behavior. Alaskans are more than three times as likely as Rhode Islanders to die in an accident. Texans are twenty-one times more likely than New Jerseyites to die in a natural disaster. Among the one hundred most populous counties, kern County, California (Bakersfield), has an accident fatality rate three times greater than Summit County, Ohio (Akron).

Accidents happens more often to poor people. Those living in poverty receive inferior medical care, are more apt to reside in houses with faulty heating and electrical systems, drive older cars with fewer safety features, and are less likely to use safety belts. People in rural areas have more accidents than city or suburban dwellers because farming is much riskier than working in a factory or office and because emergency medical services are less readily available. These two factors – low income and rural residence – may explain why the south has a higher accident rate than the north.

What does the word "that" in the passage refer to?

A. males

B. native Americans

C. the risk

D. African-Americans

I. Listen and fill in each blank with no more than three words or numbers.

1. The speaker mentions ________ questions at the beginning of the listening.

2. The Earth looks so beautiful from space with _____________.

3. __________ is just a red, hot ball, pretty much the same as Mars.

4. The speaker used to learn that __________ was a planet.

5. There are now only __________ planets in our solar system.

II. Find the words with the underlined parts pronounced differently from the others.

6. A. prehistoric          B. economic                C. linguistic                 D. optimistic

7. A. government        B. celebrate                 C. nominee                  D. popular

8. A. imbecile              B. impossible               C. uncommon                         D. unhappy

III. Find the word that has different stress pattern in each line.

9. A. tool                     B. moon                      C. soon                        D. cook

10. A. crossed                         B. followed                 C. fluttered                 D. happened

11. A. tear                   B. bear                         C. hear                        D. fear

IV. Choose the correct answer A, B, C or D to complete each sentence.

Question 12. Some documents say that people __________ the Glastonbury Festival since the beginning of the 19th century.

A. celebrated               B. were celebrating                 C. have celebrated                  D. celebrate

13. The flight number 781 to Melbourne __________ at 9 o'clock tomorrow morning.

A. arrives                     B. is arriving                            C. has arrived                       D. will arrive

14. - How is your holiday in New Zealand? - __________.

A. Really                     B. Awesome                           C. Absolutely right                 D. Sure

15. All the villages ___________ to safe areas before midnight last night.

A. evacuated               B. were evacuated                  C. had evacuated                    D. had been evacuated

16. I'd be over the moon if I ___________ a chance to go to Disneyland in California.

A. have                        B. had                                     C. will have                       D. would have

17. You should talk to your dad first because that fridge __________ not be suitable for your family.

A. can                          B. may                                     C. need                                   D. ought

18. She doesn’t have the doctor's telephone number to book a(n) ________ with him.

A. ticket                      B. appointment                       C. lunch set                             D. seat

19. The 21st century has already seen considerable ___________ in computer technology.

A. progress                  B. progressing                         C. progresses                           D. process

20. What are you going to do next summer?" she asked.

A. She asked us what we were going to do the following summer.

B. She asked us what I was going to do the following summer.

C. She asked us what were we going to do the following summer.

D. She asked us what we was going to do the following summer.

V. Give the correct form of the word given to complete the sentences.

21. The first experiment was __________, so we need to do another one. (SUCCEED)

22. The __________ between Vietnam and America is good. (FRIEND)

23. A lot of _________ to people and assets was left after a hurricane. (DAMAGE)

VI. Find a mistake in the four underlined parts of each sentence and correct it.

24. It is reported that six people trapped in collapsed buildings have freed so far.

25. Everyone should be extreme worried about the hole in the ozone layer.

VII. Read the passage and answer the following questions.

New Zealand is a small country in the southern Pacific Ocean. There are two main islands, the North Island and the South Island, as (26) _______ as many smaller islands. New Zealand is 268,000 square kilometres, about the same size as the United Kingdom.

There are four main cities. Auckland, in the north, is the largest city with a population (27) _______ over one million people. Auckland's population includes many different nationalities. For example, there are large groups of European, Maori, Pacific Island, Chinese and Indian people. Together with other smaller groups, they make Auckland an interesting and (28) _______ place to live.

Although Wellington is the capital, the centre of government, it is smaller and (29) _______ than Auckland with a population of 350,000. The main cities in the South Island are Christchurch, known as the Garden City, and Dunedin, which is often (30) _______ to a small Scottish city.

26. A. good                             B. well                         C. better                      D. same

27. A. of                                 B. with                        C. to                            D. from

28. A. excitement                    B. excited                    C. exciting                  D. excite

29. A. more quiet                    B. quietly                    C. most quiet              D. quieter

30. A. compared                       B. to compare              C. been compared       D. comparing

VIII. Read the following passage about tornadoes and choose the best answer.

Telephones help people speak to one another when they are apart. For more than a hundred years, nearly every telephone was a landline. A landline telephone is one that needs to be connected by a wire to a network of other telephones. Because of the wires, people could not take those telephones with them when they left their homes or offices.

What if you had to make a call while you were away from home? You had to find a pay phone. Pay phones are landlines found in public places. Many pay phones are on the street. You can make a call from inside a glass or metal space called a phone booth. Once you are inside the booth, you put coins into a slot in the phone to make a call.

Telephones have seen a lot of progress. Today, many people carry cell phones. Cell phones do not need to be connected with wires. They can be used almost anywhere and can fit in an adult's hand.

Many cell phones sold today are smart phones. A smart phone is a cell phone that has lots of computer-style features. For example, people use smart phones to check e-mail and go on the Internet. And all that can be done using something small enough to carry in a pocket!

31. What is a landline telephone?

A. a telephone that can be carried around in your pocket and used anywhere

B. a telephone that can be used in a public place

C. a telephone that needs to be connected by a wire to a network of other telephones

D. a telephone that can be used to check e-mail and go on the Internet

32. The article describes an example of a landline. What is an example of a landline?

A. a pay phone                        B. a smart phone                 C. a cell phone    D. a mobile phone

33. Pay phones are probably not used as much today as they were in the past. What piece of evidence supports this conclusion?

A. Many people today carry cell phones, which can be used almost anywhere.

B. Payphones are landlines that can be found in public places.

C. People could not take landlines with them when they left their homes.

D. People put coins into a slot in the pay phone to make a call.

34. What might be a reason that cell phones were invented?

A. People wanted to be able to make calls from their homes or offices.

B. People wanted to be able to make calls away from home without finding a pay phone.

C. People wanted to be able to speak to one another when they were apart.

D. People wanted to be able to speak and see each other from far distance.

35. What is the main idea of this article?

A. Telephones are used to keep people apart as much as possible.

B. Cell phones are much less useful than landlines and pay phones.

C. Landlines and pay phones still play an important part in the world nowadays.

D. Telephones have been used for many years, and they have changed a lot over time.

IX. Rewrite the sentences using the word given in brackets.

36. They will widen the gate to let the cars run into the yard easily.

=> The gate ____________________________________________________________________________

37. I can't come because I have to help my dad with something.

=> If I _________________________________________________________________________________

38. As soon as we got on the plane, the pilot told us to get off again.

=> We had just __________________________________________________________________________

39. We wanted to know how they had returned to Earth.

=> “How _____________________________________________________________?” we asked.

40. Don't miss seeing the Opera House when you are in Sydney. (forget)

=>________________________________________________________________________________

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 43 to 50.

Another critical factor that plays a part in susceptibility to colds is age. A study done by the University of Michigan School of Public Health revealed particulars that seem to hold true for the general population. Infants are the most cold-ridden group, averaging more than six colds in their first year. Boys have more colds than girls up to age three. After the age of three, girls are more susceptible than boy's , and teenege girls average three colds a year to boy’s two.

The general incidence of continues to decline into maturity. Elderly people who are in good health have as few as one or two colds annually. One exception is founds among people in the twenties, especially women, who show a rise in cold infections, because people in this age group are most likely to have young children. Adults who delay having children until thirties forties experience the same sudden increase in cold infections.

The study also found that economics play an important role. As income increases, the frequency at which are reported in the family decreases. Families with the lowest income suffer about a third more colds than families at the lower end. Lower income generally forces people to live in more cramped quarters than those typically occupied by wealthier by wealthier people, and crowding increases the opportunities for the cold virus to travel from person to person. Low income may also adversely influence diet. The degree to which poor nutrition affects susceptibility to colds is not yet clearly established, but an inadequate diet is suspected of lowering resistance

There is information in the second paragraph of the passage to support which of the following conclusions?

A. Men are more susceptible to cold than women

B. Children infect their parents with colds.

C. People who live in a cold climate have more colds than those who live in a warm one.

D. People who don’t have children are more susceptible to colds than those who do

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 43 to 50.

Another critical factor that plays a part in susceptibility to colds is age. A study done by the University of Michigan School of Public Health revealed particulars that seem to hold true for the general population. Infants are the most cold-ridden group, averaging more than six colds in their first year. Boys have more colds than girls up to age three. After the age of three, girls are more susceptible than boy's , and teenege girls average three colds a year to boy’s two.

The general incidence of continues to decline into maturity. Elderly people who are in good health have as few as one or two colds annually. One exception is founds among people in the twenties, especially women, who show a rise in cold infections, because people in this age group are most likely to have young children. Adults who delay having children until thirties forties experience the same sudden increase in cold infections.

The study also found that economics play an important role. As income increases, the frequency at which are reported in the family decreases. Families with the lowest income suffer about a third more colds than families at the lower end. Lower income generally forces people to live in more cramped quarters than those typically occupied by wealthier by wealthier people, and crowding increases the opportunities for the cold virus to travel from person to person. Low income may also adversely influence diet. The degree to which poor nutrition affects susceptibility to colds is not yet clearly established, but an inadequate diet is suspected of lowering resistance

The author’s main purpose in writing the last paragraph of the passage is to _______

A. Explain how cold viruses are transmitted

B. Prove that a poor diet cause colds

C. Discuss the relationship between income and frequency of colds

D. Discuss the distribution of income among the people in the study