\(\text{a) }x^2-9x+20\)
\(=x^2-4x-5x+20\)
\(=\left(x^2-4x\right)-\left(5x-20\right)\)
\(=x\left(x-4\right)-5\left(x-4\right)\)
\(=\left(x-4\right)\left(x-5\right)\)
\(\text{b) }x^2+9x+20\)
\(=x^2+4x+5x+20\)
\(=\left(x^2+4x\right)+\left(5x+20\right)\)
\(=x\left(x+4\right)+5\left(x+4\right)\)
\(=\left(x+4\right)\left(x+5\right)\)
\(\text{c) }x^2+x-20\)
\(=x^2+5x-4x-20\)
\(=\left(x^2+5x\right)-\left(4x+20\right)\)
\(=x\left(x+5\right)-4\left(x+5\right)\)
\(=\left(x+5\right)\left(x-4\right)\)
\(\text{d) }x^2-x-20\)
\(=x^2+4x-5x-20\)
\(=\left(x^2+4x\right)-\left(5x+20\right)\)
\(=x\left(x+4\right)-5\left(x+4\right)\)
\(=\left(x+4\right)\left(x-5\right)\)