\(S=\frac{1}{3^2}+\frac{1}{4^2}+\frac{1}{5^2}+...+\frac{1}{20^2}\)
\(S=\frac{1}{3^2}+\frac{1}{4^2}+\frac{1}{5^2}+...+\frac{1}{20^2}<\frac{1}{2.3}+\frac{1}{3.4}+\frac{1}{4.5}+...+\frac{1}{19.20}\)
\(S<\frac{1}{2}-\frac{1}{3}+\frac{1}{3}-\frac{1}{4}+\frac{1}{4}-\frac{1}{5}+...+\frac{1}{19}-\frac{1}{20}\)
\(S<\frac{1}{2}-\frac{1}{20}<\frac{1}{2}\)
Vậy \(S<\frac{1}{2}\)