11/ ___ bank loans to small business owners is extremely important.
a To providing
b Provide
c Provides
d Providing
12/ Most elderly people in Korea want to continue to work ____ they retire.
a why
b in spite of
c because
d after
13/ Mr. Anderson has just begun ____ the new software training course.
a to take
b taking
c take
d Both a&b are correct.
14/ The director has decided to postpone ____ more staff members.
a to hiring
b hire
c hiring
d to hire
15/ I remember ____ to the job fair in my final year of college.
a went
b going
c to go
d to going
16/ Brian likes ___ in the country because of the fresh air.
a living
b to living
c live
d Both a&b are correct.
17/ The marketing director enjoys ____ talks with potential clients to understand their needs.
a for having
b to have
c having
d had
18/ Do not forget ____ the attendance form before submitting it to Mr. Chang.
a signed
b to sign
c signature
d signing
19/ Ms. White is used ____ long hours at her job.
a work
b working
c to work
d to working
20/ The executive officers spend a lot of time ____ management classes.
a to taking
b on to take
c on taking
d to take