Read the following passage on transport, and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 38 to 42.

(1) Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.

(2) All problems in interest may be solved by using one general equation that may be stated as follows:

Interest = Principal X Rate X Time

(3) Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.

At 4 percent interest for the use of $1 principal, how much would one pay?

A. Six cents per year                

B. Twenty-five cents per year

C. Four cents per year              

D. One cent per year

Read the following passage on transport, and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 36 to 42.

(1) Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.

(2) All problems in interest may be solved by using one general equation that may be stated as follows:

Interest = Principal X Rate X Time

(3) Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.

At 4 percent interest for the use of $1 principal, how much would one pay?

(A) Six cents per year

(B) Twenty-five cents per year

(C) Four cents per year

(D) One cent per year

Read the following passage on transport, and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 36 to 42.

(1) Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.

(2) All problems in interest may be solved by using one general equation that may be stated as follows:

Interest = Principal X Rate X Time

(3) Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.

Which of the following would be a correct expression of an interest rate as stated in the equation for computing interest?

(A) Four

(B) 04

(C) 4

(D) 4/100

Read the following passage on transport, and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 38 to 42.

(1) Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.

(2) All problems in interest may be solved by using one general equation that may be stated as follows:

Interest = Principal X Rate X Time

(3) Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.

Which of the following would be a correct expression of an interest rate as stated in the equation for computing interest?

A. Four      

B. 04           

C. 4   

D. 4/100

Read the following passage on transport, and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 38 to 42.

(1) Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.

(2) All problems in interest may be solved by using one general equation that may be stated as follows:

Interest = Principal X Rate X Time

(3) Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.

The word “fixed” in paragraph 1 is closest in meaning to

A. Definite

B. short       

C. repeated 

D. trial

Read the following passage on transport, and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 36 to 42.

(1) Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.

(2) All problems in interest may be solved by using one general equation that may be stated as follows:

Interest = Principal X Rate X Time

(3) Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.

The word “fixed” in paragraph 1 is closest in meaning to

(A) Definite

(B) short

(C) repeated

(D) trial

Read the following passage on transport, and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 38 to 42.

(1) Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.

(2) All problems in interest may be solved by using one general equation that may be stated as follows:

Interest = Principal X Rate X Time

(3) Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.

With what topic is this passage primarily concerned?

A. Profits                     

B. Rate                      

C. Interest                  

D. Principal

Read the following passage on transport, and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 36 to 42.

(1) Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.

(2) All problems in interest may be solved by using one general equation that may be stated as follows:

Interest = Principal X Rate X Time

(3) Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.

With what topic is this passage primarily concerned?

(A) Profits

(B) Rate

(C) Interest

(D) Principal

Exercise 1: Choose the letter A, B, C or D to complete the sentences with given words

Question 31: Tokyo/ most populous/ capital/ city/ world.

A. Tokyo is the most populous capital city in the world.

B. Tokyo is most populous capital city in the world.

C. Tokyo are the most populous capital city in the world.

D. Tokyo are most populous capital city in the world.

Question 32: She/ be/ to Dubai/ three times/ year.

A. She is to Dubai three times this year.

B. She is to Dubai three times year.

C. She has been to Dubai three times year.

D. She has been to Dubai three times this year.

Question 33: Many/ tourists/ visit/ Hanoi/ year.

A. Many tourists visited Hanoi every year.

B. Many tourists visit Hanoi every year.

C. Many tourists will visit Hanoi every year.

D. Many tourists has visited Hanoi every year.

Exercise 2: Rearrange the sentences to make meaningful sentences

Question 34: world/ the/ longest/ is/ The/ Thai name/ in/ the/ of/ Bangkok.

A. The Bangkok of Thai name is the longest in the world.

B. The Thai name of the longest is Bangkok in the world.

C. The Thai name of Bangkok is the longest in the world.

D. The Bangkok is the longest Thai name of in the world.

Question 35: Malaysia’s/ its/ Kuala Lumpur/ and/ is/ largest city/ capital.

A. Kuala Lumpur is Malaysia's capital and its largest city.

B. Malaysia's Kuala Lumpur is capital and its largest city.

C. Kuala Lumpur is its largest city Malaysia's capital and.

D. Kuala Lumpur is Malaysia's its largest capital and city.

Exercise 3: Rewrite sentences without changing the meaning

Question 36: Did you fly to Los Angeles?

A. Did you went to Los Angeles on foot?

B. Did you go to Los Angeles by plane?

C. Did you go to Los Angeles on foot?

D. Did you went to Los Angeles by plane?

Question 37: Mr. Peter drives to Amsterdam every month.

A. Mr. Peter goes to Amsterdam by plane every month.

B. Mr. Peter goes to Amsterdam by horse every month.

C. Mr. Peter goes to Amsterdam by car every month.

D. Mr. Peter goes to Amsterdam by bike every month.

Question 38: The world has seven continents.

A. There are seven continents in the world.

B. Seven continents have the world.

C. There is the world in seven continents.

D. The world there is seven continents.

Question 39: Africa is large. Asia is larger.

A. Asia is largest than Africa.

B. Africa is larger than Asia.

C. Asia is larger than Africa.

D. Africa is largest than Asia.

Question 40: He is a good football player.

A. He can’t play football

B. He isn’t good at football.

C. He love playing football.

D. He plays football well.