Read the following passage on transport, and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 38 to 42.

(1) Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.

(2) All problems in interest may be solved by using one general equation that may be stated as follows:

Interest = Principal X Rate X Time

(3) Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.

At 4 percent interest for the use of $1 principal, how much would one pay?

A. Six cents per year                

B. Twenty-five cents per year

C. Four cents per year              

D. One cent per year

Read the following passage on transport, and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 36 to 42.

(1) Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.

(2) All problems in interest may be solved by using one general equation that may be stated as follows:

Interest = Principal X Rate X Time

(3) Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.

At 4 percent interest for the use of $1 principal, how much would one pay?

(A) Six cents per year

(B) Twenty-five cents per year

(C) Four cents per year

(D) One cent per year

Rewrite each of the following sentences using the word given in bold in such a way that it means the same as the original one. 1. He went to the bank to get some money. (so)  He went to the bank ………………………………………………………….. money. 2. You should lock all the doors before you leave. (had)  You ………………………………………………………….. all the doors before you leave. 3. He has never travelled by ship before. (first)  It’s the ………………………………………………………………………..……………. by ship. 4. Lucy spent the same amount of money on clothes as Laura. (as)  Lucy spent ………………………………………………………………………. Laura. 5. We could see that the two girls were very happy. (of)  We could see that ………………………………………………………….. were very happy.

Rewrite the sentences using have something done.1. The money was deposited in his bank account by the company.... He had the money deposited in his bank account. .........................2. Sarah’s new fridge will be delivered tomorrow....................................................................................................................3. Tim’s car was serviced last week....................................................................................................................4. Mrs. Scott’s cat was examined by the vet yesterday....................................................................................................................5. Paul’s house will be painted next weekend....................................................................................................................6. Mr. Brown’s book has just been published....................................................................................................................7. Becky’s hair is done every week....................................................................................................................8. Edward’s dinner was cooked by his mother yesterday....................................................................................................................

I. Choose one suitable verb to fill each blank to complete the following newspaper report . Use the correct for of the verbs .

see / escape / tie up / find / steal / look / enter / film / put / force .

Over 1 million(1)_______ from a bank in West London yesterday . Three people(2)________ the bank at 10:30 . The bank staff (3)________ to lie on the floor , while the thieves(4)______ the money into bags . The staff(5)______ and the thieves(6)______ in a blue car . The incident(7)______by the bank;s security cameras. The car(8)_______ four hours later in the river . However , the thieves(9)_______yet and the police still(10)_____for them.

II. use the correct form of the words in brackets to complete the following sentences.

1. Self interest ( govern)________ all his actions .

2. The ( deposit)_____will get some interest each month .

3. This is a beach ( access)_____ only from the sea .

4. She's doing a ( commerce )_____ course at the local college .

5. The ancient merchants used to hire ( cry)____ to go through the streets shouting and singing about the things thy had to sell.

6. He travelled ( world )______.

7. The Great Wall of China is among the great( wonder)____ of the world.

8. He is 23 years old but his behavior is not particularly (adult)______

9. They have suffered from four ( violence)______ stroms in the last few month.

10. He came back after a ( separate)_____ of five years from his parents .

Read the following passage on transport, and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 38 to 42.

(1) Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.

(2) All problems in interest may be solved by using one general equation that may be stated as follows:

Interest = Principal X Rate X Time

(3) Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.

The word “fixed” in paragraph 1 is closest in meaning to

A. Definite

B. short       

C. repeated 

D. trial

Read the following passage on transport, and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 36 to 42.

(1) Interest is the sum charged for borrowing money for a fixed period of time. Principal is the term used for the money that is borrowed, and the rate of interest is the percent per year of the principal charged for its use. Most of the profits for a bank are derived from the interest that they charge for the use of their own or their depositor’s money.

(2) All problems in interest may be solved by using one general equation that may be stated as follows:

Interest = Principal X Rate X Time

(3) Any one of the four quantities – that is, interest, principal, rate, or time – may be found when the other three are known. The time is expressed in years. The rate is expressed as a decimal fraction. Thus, 6 percent interest means six cents charged for the use of $1 of principal borrowed for one year. Although the time may be less than, equal to, or greater than one year, most applications for loans are for periods of less than one year. For purpose of computing interest for short periods, the commercial year or 360 days is commonly used, but when large sums of money are involved, exact interest is computed on the basis of 365 days.

The word “fixed” in paragraph 1 is closest in meaning to

(A) Definite

(B) short

(C) repeated

(D) trial