\(M=\frac{x+y}{xy}.\frac{1}{z}\ge\frac{2\sqrt{xy}}{xy}.\frac{1}{z}=\frac{2}{z\sqrt{xy}}\ge\frac{2}{z\left(\frac{x+y}{2}\right)}=\frac{4}{z\left(x+y\right)}\)
\(=\frac{4}{z\left(1-z\right)}=\frac{4}{\frac{1}{4}-\left(z-\frac{1}{2}\right)^2}\ge16\)
Min M= 16 khi z=1/2 và x=y =1/4.