\(\dfrac{1}{12}+\dfrac{1}{20}+\dfrac{1}{30}+...+\dfrac{1}{9702}\\ =\dfrac{1}{3\cdot4}+\dfrac{1}{4\cdot5}+\dfrac{1}{5\cdot6}+...+\dfrac{1}{98\cdot99}\\ =\dfrac{1}{3}-\dfrac{1}{4}+\dfrac{1}{4}-\dfrac{1}{5}+\dfrac{1}{5}-\dfrac{1}{6}+...+\dfrac{1}{98}-\dfrac{1}{99}\\ =\dfrac{1}{3}-\dfrac{1}{99}\\ =\dfrac{32}{99}\)