\(K=\left(1-\dfrac{3}{2\cdot4}\right)\left(1-\dfrac{3}{3\cdot5}\right)\cdot...\cdot\left(1-\dfrac{3}{19\cdot21}\right)\)
\(=\dfrac{3^2-1-3}{\left(3-1\right)\left(3+1\right)}\cdot\dfrac{4^2-1-3}{\left(4-1\right)\left(4+1\right)}\cdot...\cdot\dfrac{20^2-4}{\left(20-1\right)\left(20+1\right)}\)
\(=\dfrac{\left(3-2\right)\left(3+2\right)}{\left(3-1\right)\left(3+1\right)}\cdot\dfrac{\left(4-2\right)\left(4+2\right)}{\left(4-1\right)\left(4+1\right)}\cdot...\cdot\dfrac{18\cdot22}{\left(20-1\right)\left(20+1\right)}\)
\(=\dfrac{1\cdot5}{2\cdot4}\cdot\dfrac{2\cdot6}{3\cdot5}\cdot...\cdot\dfrac{18\cdot22}{19\cdot21}\)
\(=\dfrac{1\cdot2\cdot3\cdot...\cdot21\cdot22}{2\cdot3\cdot4\cdot5\cdot...\cdot19\cdot20\cdot21}=1\cdot22=22\)