a) \(4x^3y^2-8x^2y+12xy^2=4xy.x^2y-4xy.2x+4xy.3y=4xy\left(x^2y-2x+3y\right)\)
b) \(3x^2-6xy-5x+10y=\left(3x^2-6xy\right)-\left(5x-10y\right)=3x\left(x-2y\right)-5\left(x-2y\right)=\left(x-2y\right)\left(3x-5\right)\)
c) \(x^2-49+4y^2-4xy=\left(x^2-4xy+4y^2\right)-49=\left(x-2y\right)^2-7^2=\left(x-2y-7\right)\left(x-2y+7\right)\)
d) \(x^2-6x-16=\left(x^2-8x\right)+\left(2x-16\right)=x\left(x-8\right)+2\left(x-8\right)=\left(x-8\right)\left(x+2\right)\)