a, 4x3 -12x2 + 9x
=x(4x2 -12x + 9)
=x((2x)2 - 2.3.2x + 32)
=x(2x - 3)2
b,ab + c2 -ac - bc
=(ab - ac) + (c2 - bc)
=a(b - c) + c(c - b)
=a(b - c) - c(b - c)
=(a - c)(b - c)
c,4x2 - y2 + 1 - 4x
=((2x)2 - 2.2x + 1) - y2
=(2x - 1)2 - y2
=(2x - y -1)(2x + y - 1)
d,6x2 - 7x - 20
= -(-6x2 + 7x + 20)
= -(-6x2 + 11x +10 + 10 - 4x)
= -((3x + 2)(-2x + 5) + 10 - 4x)
= -(3x + 2)(-2x + 5) -10 + 4x
= -(3x + 2)(-2x + 5) - 2(-2x + 5)
= -(-2x + 5)(3x + 4)