x2-y2-4x-2y+3=(x2-4x+4)-(y2+2y+1)=(x-2)2-(y+1)2=(x-2+y+1)(x-2-y-1)
\(x^2-y^2-4x-2y+3\)
\(=\left(x^2-4x+4\right)-\left(y^2+2y+1\right)\)
\(=\left(x-2\right)^2-\left(y+1\right)^2\)
\(=\left(x-2-y-1\right)\left(x-2+y+1\right)\)
\(=\left(x-y-3\right)\left(x+y-1\right)\)