37.4 + 120.21 + 21.5.12
= 148 + 21.( 120 + 60)
= 148+ 21 . 180
= 148 + 3780
= 3928
\(37.4+120.21+21.5.12\\ =37.4+120.21+21.60\\ =37.4+120.21+21.60\\ =37.4+\left(120+60\right).21\\ =37.4+180.21\\ =37.4+4.45.21\\ =37.4+4.945\\ =\left(37+945\right).4\\ =982.4=3928\)