\(=\left(1-\dfrac{1}{99}-1-\dfrac{1}{97}+\dfrac{1}{97}-\dfrac{1}{98}\right)\cdot\left(\dfrac{1}{2}-\dfrac{1}{3}+\dfrac{1}{3}-\dfrac{1}{4}+\dfrac{1}{4}-\dfrac{1}{5}\right)\)
\(=\left(-\dfrac{1}{99}-\dfrac{1}{98}\right)\cdot\dfrac{3}{10}=\dfrac{-197\cdot3}{9702\cdot10}=\dfrac{-197}{32340}\)