Question

1. We don't go out very often because we can afford it

=>

2. It’s raining, so we can’t have lunch on the patio

=>

Answer 1

1. We don't go out very often because we can afford it

=> If we could afford it, we would go out very often.

2. It’s raining, so we can’t have lunch on the patio

=>If it wasn't raining, we could / would have lunch on the patio.

Answer 2

1. We don't go out very often because we can afford it

=> If we could afford it, we won't go out very often

2. It’s raining, so we can’t have lunch on the patio

=>If it rains, we can have lunch on the patio