2. \(\frac{1995.1994-1}{1993.1995+1994}=\frac{1995.\left(1993+1\right)-1}{1993.1995+1994}=\frac{1995.1993+1995-1}{1993.1995+1994}=\frac{1995.1993+1994}{1993.1995+1994}\)
1. \(\frac{4}{3.7}+\frac{5}{7.12}+\frac{1}{12.13}+\frac{7}{13.20}+\frac{3}{20.23}\)
\(=\frac{7-3}{3.7}+\frac{12-7}{7.12}+\frac{13-12}{12.13}+\frac{23-20}{20.23}\)
\(=\left[\frac{7}{3.7}-\frac{3}{3.7}\right]+\left[\frac{12}{7.12}-\frac{7}{7.12}\right]+\left[\frac{13}{12.13}-\frac{12}{12.13}\right]+\left[\frac{20}{13.20}-\frac{13}{13.20}\right]+\left[\frac{23}{20.23}-\frac{20}{20.23}\right]\) \(=\left[\frac{1}{3}-\frac{1}{7}\right]+\left[\frac{1}{7}-\frac{1}{12}\right]+\left[\frac{1}{12}-\frac{1}{13}\right]+\left[\frac{1}{13}-\frac{1}{20}\right]+\left[\frac{1}{20}-\frac{1}{23}\right]\) \(=\frac{1}{3}-\frac{1}{7}+\frac{1}{7}-\frac{1}{12}+\frac{1}{12}-\frac{1}{13}+\frac{1}{13}-\frac{1}{20}+\frac{1}{20}-\frac{1}{23}\) \(=\frac{1}{3}-\frac{1}{23}\\ =\frac{20}{69}\)